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Kathy Northrop

Northrop Ins Fncl Srvcs Inc
(425) 355-6701

10930 4th Ave W
Everett, WA 98204-7066

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My team and I have the privilege of making a difference in the lives of our customers every day, helping to be sure they have the coverages and accounts they want before they need them. I've been dedicated to our mission for 40 years. We constantly pursue our professional development to serve our customers, and we join others in our community to work with local schools and non-profits to make this a better place to live and work. Whether we're protecting income with Life Insurance or helping with a new Homeowner's protection for a family just moving to our area, we're passionate about helping each customer find a way to prepare for the unexpected. Whether it's Renter's Insurance in Mukilteo or Car Insurance in Everett or help we provide for customers in Lynnwood, Mill Creek, or Marysville, we're here. As a small business, we understand how to work with business owners on their Business Insurance. I've qualified for company and industry awards, and the greatest satisfaction I have felt in my career comes from the individuals and families we have served in Snohomish County and throughout Washington State.

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking, Home Loans, Mutual Funds, Annuities

Office Hours

9am - 5pm
After Hours by Appointment
Call us 24 hours a day!
10930 4th Ave W
Everett, WA 98204-7066
Map & Directions


English, Spanish
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We're here to make a difference for our State Farm customers, making sure they have what they want BEFORE the unexpected happens. Whether it's life insurance or car or home insurance, we work to make sure there's money in place after a loss. We also work to put something in place ahead of time for the exciting events in life, we serve our neighbors with professionalism and integrity and are happy to be a contributor to our community! We're close to Mukilteo, Lynnwood, and Mill Creek, so please stop by our Everett office!

Our Agency Team has over 70 years of building relationships and creating a great customer experience as we serve our community. Our mission is to help every customer avoid financial loss while achieving financial success. I'm Kathy, and I work with customers on their future dreams and goals. Tami focuses on making sure all of our customers have coverage for their businesses and their families before the unexpected happens. William provides awesome back-stage support and helps with claim follow-up and payment questions. Diana is a great 2021 addition, helping customers find the right protection, both in English and Spanish. Emma's passion is helping every household have the protection and coverage they want in place when they need it. Jonathan came on board in 2022 to provide remarkable support to our team and customers. Every one of us is dedicated to making a difference for our customers and our community.

Tami Haberman State Farm Agent Team Member

Tami Haberman

Account Manager

Tami Haberman focuses on helping customers have coverage BEFORE the unexpected happens. She works with individuals and families as well as small business owners, whether it is life, home, insurance and financial products. She came on board when we opened our Everett office in January 2002. Tami enjoys camping, yard work, crocheting, cooking, and spending lots of quality time with her daughter Makenzi-Ann, son Jordan, four-footed Ember, and significant other, JT.

William Right State Farm Agent Team Member

William Right

Customer Relations Representative

William Right joined our team in May 2017. He brings strong administrative and organizational skills to the team to make sure our back stage work is running smoothly. William keeps us on track with technology, and he's great at helping to put processes in place, so we are providing consistent quality service to our customers. His knowledge of the processes and of insurance allows him to help with claims and billing situations as well as working to make sure policyholders have coverage before they need it. William focuses on making sure things go right for our customers, so the coverage and products they want are issued correctly with all paperwork in order.


Diana Alcaraz Lopez

Insurance Account Representative

Diana came to our team in June 2021 from a varied background in vehicle dealerships, retail, day care teaching, and food services. She is always ready to help State Farm customers with their insurance or a conversation about their protection. Because she is bi-lingual, she is a great help to customers who prefer to speak Spanish. In her free time, her frequent buddy is her tiny dog, Mila.


Ari Boynton


Emma Duncan

Insurance Account Representative

Emma started her insurance career a year before she joined us in July 2021. She brings her enthusiasm for helping them have coverage in place for what might happen in the future to all of our customers . Emma and her husband share their home and recreational time with their three dogs: Frankie, Bean, and Louie.


Linda Bond